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Homeowner Toolbox offers a proven and affordable pre-qualification tool for loan modifications that determines a borrower’s eligibility based on Obama’s Affordable Modification Program as well as other proprietary modification programs offered by the borrower’s servicer. The Company has helped thousands of homeowners secure successful loan modifications with its self-guided tool, which offers a step-by-step solution through the loan modification process and puts a submission ready package into the homeowner’s hands. To receive a 10% discount, please visit us at www.homeownertoolbox.com and enter promotional code: Ruby.

Ruby Zuniga
Century 21 Citrus

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(626) 383-7829 Direct Number
(909) 592-8500 x313 Office Number
DRE Lic # 01275269
www.RubyTheRealtor.net
email: ruby@rubytherealtor.net

Hello and thank you for visiting my website. My Name is Ruby Zuniga and I have been a full time Realtor since 1999. Real Estate is my Passion, and I guarantee that after speaking with me....Yours will be too!

Buying and Selling is a very complicated process and I will try to make it as Stress Free as possible. A referral is the best compliment I can receive..If you know of someone that I may be able to assist, please call me with their information.


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INVESTORS
If you have the investor mentality, I can help you acquire properties that will help you achieve your investment goals.


COMMERCIAL
Are you still writing a monthly lease payment? Why not purchase real estate for your business? Learn more about this with Ruby.



HOUSING UPDATES

President Signs Historic Housing Bill!!

This morning President Bush signed the "Housing and Economic Recovery Act of 2008." For the past several years, C.A.R. and the NATIONAL ASSOCIATION OF REALTORS® have aggressively lobbied for Congress to pass numerous provisions found in this historic bill. Many of you participated in these efforts by communicating with your Members of Congress.
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